Never shop for warranty products based on price alone. There are many companies out there that are what is known in the industry as unrated risk retention groups. These groups will offer low priced extended warranty products, but the fact of the matter is that fully insured products are a far better option for any extended warranty, on any vehicle, be it new or second hand. In the long run, where you save on an extended warranty, you will lose when it comes to vehicle repairs.

It is a simple fact of life that you get what you pay for, you have to take a look at the type of coverage your extended warranty guarantees, the company’s track record and their ability to pay claims. Not price alone! There have been many high profile extended warranty company’s that have failed, simply because their product is low priced and the claims funding is not insured and even better, re-insured to make sure they are able to meet claims and satisfy customer needs.

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The administrator of an extended warranty plan should have a claims reserve account that is insured with an “A” rated company or a well run RRG or Risk Retention Group. An extended warranty is not categorically considered to be insurance, although we often relate to it that way, so the financial strength of the extended auto warranty administrator is vital.

Ideally the claims reserve account is supposed to be insured as this is what protects the extended warranty owner if the administrator goes defunct. Many warranty administrators do just that, they come and go, leaving their clients with a warranty product that is worthless and no insured claims reserve account. This scenario has to be avoided like the plague. Check if the extended warranty product you like has an insured claims reserve account and even better if the account is also reinsured, before you decided to purchase their product.

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Most dealers provide a basic vehicle purchase policy and many also provide extended warranty products for used vehicles. But what if you have decided to purchase the vehicle privately, the good news is that you are still able to purchase a used vehicle extended warranty. You will more than likely have to source the extended warranty through a broker, a dealer or even the manufacturer of the vehicle, but it is certainly available.

A used vehicle extended warranty will protect you from any eventualities in terms of repairs that may have been missed when the vehicle was given an automotive inspection or road test. It will provide the vehicle owner with a certain amount of peace of mind as for the duration of the extended warranty you will not have to budget for any major repairs to the car, truck or SUV. It is important to take note that prior to the purchase of the vehicle, it is worth your while to check that there is in fact an extended warranty product available for it though, forewarned is forearmed.     

Tags: about warranties, car warranty programs

Getting a Subaru extended warranty can help you ease your mind. Rising costs in labor and parts can burn a hole in your pocket and being caught without a warranty when the unfortunate happens can lead to a lot of problems.

Some people think that extended warranties are a scam. Maybe that’s because they never got to use their extended warranty because nothing went wrong to their vehicles. But that only means their lucky. Not all of us can be that lucky. If it does happen to you, wouldn’t it be better if you did have an extended warranty? Think about it, if you have a Subaru, your better off having a Subaru extended warranty.

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Warranties are given by car companies to assure you that they have full confidence in their vehicles. But not everything is perfect. Because cars come with mechanical components, there may be a chance that something may go wrong. And what if something did go wrong, and worse, your warranty just expired? This is where being prepared with a Saturn extended warranty will come in handy.

Vehicle manufacturers provide warranties because they know that during that period, their vehicles will be in tip top shape. Not because after the warranty the quality would also cease to exist, but because some people do not know how to care for their cars and sometimes, after the warranty period, the mechanical components may break down because of neglect.

Having an extended warranty will help you cut costs if something does happen if your Saturn breaks down, maybe not because of neglect, but for one reason or another. With rising parts and labor costs, getting an extended warranty now can get you great prices which can save you more money later on.

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This warranty has been formulated in such a way that customers get protection from the otherwise unavoidable costs of repairing vehicles and the customer also gets a comprehensive protection for the unknown future. Pontiac owners can avail of the one of the most comprehensive auto extend service contracts.

A warranty always comes when you buy a new car and this is provided by most manufacturers. But along with this regular warranty the manufacturer will also sell an extended warranty which comes into effect when the manufacturer’s warranty expires so there is no period when your Pontiac is not covered. This extended warranty includes cover to major parts like the transmission, the engine, the drive train and the electrical system.

There are two types of service contracts. The first is the Platinum Deluxe which caters to people whose cars have very high tech components. This is an exclusionary plan where if a part is not in the list of ‘non-covered parts and maintenance parts’, then it is covered by the Deluxe.

The second is the Gold coverage Pontiac extended warranty which covers almost all the electrical components and things like the cooling system, A/C, engine, transmission etc along with the suspension, seals, gaskets and other electronics. This is one of the most comprehensive warranties in the industry.

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Here’s what this new extended warranty offers: the body and paintwork and this means that the whole vehicle is guaranteed against rust, the electrical and the mechanical components.

The cars have a telemetric system that is in-built and this indicates any malfunction that could compromise the safety or the performance of the car. What’s more, in case it’s needed, you can get the replacement parts shipped to you in any corner of the globe. In case of a breakdown, if it is because of a technical defect, the company will ensure that they get you to your destination.

The warranty also ensures breakdown service as soon as possible and no towing charges if the car cannot be repaired at the site of the breakdown. Then the owner gets a replacement vehicle. There’s a dedicated helpline 24/7 and each call is taken and attended to personally.

The whole idea seems to be to make sure that the car owners are protected against any kind of discomfort or inconvenience. In fact, the company even issues a check called the anti-inconvenience check so that any expense resulting because of a breakdown is covered. This could include travel tickets or hotel accommodation and there isn’t any need to produce any receipts.

The extended warranty covers one particular vehicle and in case you want to sell the vehicle, the warranty gets transferred to the new owner.

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If Volkswagens are very reliable and dependable, then why would I need a Volkswagen extended warranty? For a person to ask that is pretty understandable. Why indeed? Well remember that a car is a mechanical object, it has moving parts and sometimes, it has moments where it can receive much abuse. When this happens, there is a tendency for the parts to receive wear and tear.

Your warranty can cover these repairs if the damage is not your fault, maybe because to improper care and maintenance, and it was due to the workmanship of the parts or vehicle. But if it happens after the warranty has expired, you are going to be the one to shoulder the costs.

Having an extended warranty can help you defray these costs. Sure it may seem like an unnecessary cost now, especially if you have just bought your car, but if you purchase it now, it would be much cheaper. As labor and parts cost increase, so do the fees of these extended warranties. Much more so if you decide to not get an extended warranty and four to five years from now you need to get your vehicle repaired.

Think about it, consider getting a Volkswagen extended warranty today and save your hard earned money in the future.

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The great thing about an offer like this is that there is no time lapse when your manufacturer’s warranty expires. Phoenix American administers this extended warranty and it is insured by the National Casualty Company which is part of the $110 billion Nationwide® Insurance group. Phoenix American is said to have a highly trained staff force and they are very well equipped to handle all the various kinds of claims – especially mechanical breakdown ones. It is also said that almost 90% of the claims can be handled with just one phone call.

The Dodge extended warranty available here is very comprehensive and you can take your pick from the Gold or the Platinum options. The Gold has coverage for many of the electrical parts besides the mechanical ones. The engine, transmission, a/c, electronic, electrical and cooling system, gaskets and seals are all included. The Platinum has a pretty comprehensive coverage and includes the hi-tech vehicles and their components. They give you a list of items not covered and you can take it for granted that everything but everything else is.

So if you are looking for an extended warranty plan for your Dodge, you might want to check these plans out so you don’t really need to worry about repairs and problems that could crop up in the future.

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Mercedes vehicles are machines, and like all machines, albeit with superior quality can experience breakdowns and failures. This can happen for a number of reasons, and if a mechanical problem does happen and your warranty has just ended, this can result to thousands of dollars in repairs.

Warranties are provided every time you buy a Mercedes vehicle, but this covers only a certain number of miles or years. After those miles or years, you are definitely on your own. Having a Mercedes extended warranty, whether from the manufacturing company itself or from a third party coverage provider will ensure that you are free from the necessary costs to keep your Mercedes in tip top shape.

Usually, Mercedes extended warranties will cover most of the major components of your vehicle. So this means you don’t have to worry about the major repairs as they are easily covered by the warranty. Luxury doesn’t have to equate with cost, especially when it comes to repairs. Visit your local Mercedes dealer or log on to the internet and check out the many companies that offer extended warranty, this move will help you money and frustration if something does happen to your Mercedes, you never know.

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